A New Roof
From $48 a Week.
Brighte interest-free finance up to $30,000. No deposit. No balloon payment. No application fee. Approval in minutes from your phone.
The same finance Australians use for solar and home improvements — now applied to your roof.
Slide The Cost.
See Your Weekly.
Move the slider to your project size. Pick a term. The numbers update as you go. These are indicative figures based on Brighte's standard interest-free product — your actual rate is set by Brighte's assessment.
Indicative only. Brighte's actual offer is set after a soft credit check that doesn't affect your score. Account-keeping fee assumed at $2.99/month.
Pick The Plan That Fits.
36 Months
Cleared in 36 months. Lowest total commitment.
60 Months
Most common pick. Weekly figure that fits a normal household budget.
120 Months
Lowest weekly amount. For larger conversions and full re-roofs.
Above $30,000?
Different Path.
Brighte tops out at $30,000. For specialist roofs — slate, copper, zinc — or a full structural re-roof on a large home, we use other partners with longer terms and higher caps.
Plenti, Humm Big Things, and Australian Mortgage Marketplace cover up to $50,000 with terms to seven years. We'll match the right one to your job and your situation — no obligation, no impact on your credit score for the initial check.
Talk About Larger FinanceFrom Quote to Roof.
Inspection
We come out, get on the roof, and write you a fixed-price quote. Free, no obligation.
Apply
Brighte application is on your phone. Six minutes. Approval is usually instant for jobs under $20,000.
Schedule
Once Brighte approves, we book you in. Most re-roofs start within two to four weeks.
Repay
Weekly direct debit starts the day we finish. No payments while we're working on the roof.
What People Actually Ask.
Is it really interest-free?
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Yes — for the standard Brighte product up to $30,000 over 36 to 84 months. Brighte makes its money from a small monthly account-keeping fee (around $2.99/month) and from the merchant. You don't pay interest on top of the loan.
Will it affect my credit score?
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Brighte does a soft credit check first that doesn't affect your score. The hard check only happens if you accept a formal offer.
What if I want to pay it off early?
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You can pay any extra anytime, no early-exit fees. The faster you pay, the less you pay in account fees over the term.
Do I pay anything before the work starts?
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No. Repayments start the day we finish the roof. Brighte pays us directly when the job is signed off.
What if the roof costs more than the quote?
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It won't. Our quotes are fixed-price, itemised, with no allowances for hidden extras. If something genuinely unexpected appears mid-job, we stop, photograph it, and quote it separately before continuing.
Can I combine finance with my insurance claim?
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Yes. If your insurer is settling part of the cost — or only the storm-damaged section — Brighte can finance the gap or the upgrade. We've done this often, especially for tile-to-Colorbond conversions where the homeowner takes the chance to upgrade.
Ready For The Inspection?
Tell us your suburb and roof type. We'll come out, write a fixed quote, and you can decide whether to finance it from there.
Book Free InspectionDISC Finance Disclosure
Finance is provided by Brighte Capital Pty Ltd (ACL 508217) or third-party partners under their respective Australian Credit Licences. Approval is subject to Brighte's assessment and is not guaranteed. Indicative figures shown on this page assume Brighte's standard interest-free personal loan product with a small monthly account-keeping fee. Actual fees, terms and any applicable rates are confirmed by Brighte at offer stage. Summit Roofing Brisbane does not provide credit advice. Read the credit contract before signing.